PRIVACY POLICY solely owns all of the information that is collected within this site. Information is collected from users at various points throughout the web site. No information will be sold to or distributed out-side of the internal workings of this web site or  American Contractor Insurance and Bonds, Inc. or American Contractor Licensing Services, Inc. for personal or commercial use except services requested such as order fulfillment, renewals, additional services or questions which must be answered by someone outside American Contractor Insurance and Bonds, Inc or American Contractor Licensing Services, Inc.



You mail receive emails from by American Contractor Licensing Services, Inc. and American Contractor Insurance and Bonds, Inc. These emails can be anything from Newsletters, Industry News, Additional Services, Delivery of Products, etc. If you wish to opt out of these emails please send an email to with a statement to remove your email from our lists.




The following Terms and Conditions apply to the use of this Web site as well as all transactions conducted through the site.


    Legal Notice


    All notices from to You may be posted on our Web site and will be deemed delivered within thirty (30) days after posting. Notices from You to shall be made either by e-mail, sent to the address we provide on our Web site.



    Delivery shall be deemed to have been made by You to five (5) days after the date sent.





    All content appearing on this Web site is the property of:


    Copyright © 2013-2017 All rights reserved. As a user, you are authorized only to view documents on this Web site. Np printing or distribution of material is permitted.





    All brand, product, service, and process names appearing on this Web site are trademarks of their respective holders. Reference to or use of a product, service, or process does not imply recommendation, approval, affiliation, or sponsorship of that product, service, or process by Nothing contained herein shall be construed as conferring by implication, estoppel, or otherwise any license or right under any patent, copyright, trademark, or other intellectual property right of or any third party, except as expressly granted herein.



    Use Of Site


    This site may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Information on this site may contain technical inaccuracies or typographical errors. Information, including product pricing and availability, may be changed or updated without notice. and its subsidiaries reserve the right to refuse service, terminate accounts, and/or cancel orders in its discretion, including, without limitation, if believes that customer conduct violates applicable law or is harmful to the interests of and its subsidiaries.



    Privacy Policy use of personal information that you may submit to through this Web site is governed by the Privacy Policy.



    Consumer Agreement is not responsible for scheduling or making sure the correct test is scheduled with PSI Exams. As a courtesy we may provide information on how to contact the testing company and information on the course purchased but this does not in any way constitute liability for incorrect scheduling or license determination.





    The information and content on this server is provided "as is" with no warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Any warranty that is provided in connection with any of the products and services described on this Web site is provided by the advertiser or manufacturer only, and not by


    The references and descriptions of products or services within the Web site materials are provided "as is" without any warranty of any kind, either express or implied. is not liable for any damages, including any consequential damages, of any kind that may result to the user from the use of the materials on this Web site or of any of the products or services described hereon.


    The descriptions of, and references to, products, services and companies on this Web site are the sole responsibility of the companies providing the information ("advertisers"), and not


    The inclusion of material on this server does not imply any endorsement by, which makes no warranty of any kind with respect to the subject matter of the server materials advertised.


    A possibility exists that the server materials could include inaccuracies or errors. Additionally, a possibility exists that unauthorized additions, deletions, and alterations could be made by third parties to the server materials. Although tries to ensure the integrity and the accurateness of the server materials, it makes no guarantees about their correctness or accuracy. Before relying on any representation made in any of the server materials, check with the advertiser of the product or service to ensure that the information you are relying upon is correct.



    Return Policy


    You may purchase merchandise from this Web site by using any one of the payment options listed in the store.


    Return Policy: All courses are sold as is. There are no refunds or transfers on services/products purchased. We are not responsible for providing books or reference material necessary to pass the exams.  Online Course expiration date is 30 days from the date of emailed registration. In Office courses will expire 1 year from the date of payment. There are no extensions on time because client didn't access the material in time or did not receive the emailed registration. It is the client's obligation to contact at (602) 242-2222 if a registration is not received within 24-48 hours of payment.


Bond premiums are earned upon issuance/renewal. There is no refund for unused time left on bonds. License bonds are active for 30 days and must be delivered to the Arizona Registrar of Contractors within that period of time. Tax bods are active for 30 days and must be delivered to the Arizona Department of Revenue within that period of time. No changes can be made to bonds after 60 days. New bonds may need to be purchased if outside these time periods.






    Although the information on this Web site is accessible worldwide, not all products or services discussed in this Web site are available to all persons or in all geographic locations or jurisdictions. and the advertisers each reserve the right to limit the provision of their products or services to any person, geographic area, or jurisdiction they so desire and to limit the quantities of any products or services that they provide. Any offer for any product or service made in the materials on this Web site is void where prohibited.


    GOVERNING LAW: In the event of litigation both parties agree that the Law of the State of business registration of shall apply and both parties shall consent to the jurisdiction of said State's courts, or in the event of diversity of citizenship, the United States District Court for the (District). Both parties expressly waive a trial by jury.


    MISCELLANEOUS: The Terms and Conditions constitute the entire agreement between you and with respect to this Web site. The Terms and Conditions supercede all prior or contemporaneous communications and proposals, whether electronic, oral or written between you and with respect to this Web site. No modification of the Terms and Conditions shall be effective unless it is authorized by If any provision of the Terms and Conditions is found to be contrary to law, then such provision(s) shall be constructed in a manner to closely reflect, as much as possible, the intentions of the parties, with the other provisions remaining in full force and effect.